For businesses
eftpos for businesses
eftpos is Australia’s trusted debit card network, dedicated to cost-effective payments for businesses, and empowering merchants with insights and tools to better manage their business. eftpos recognises the pivotal role small businesses play in our economy, and offers tailored pricing and widespread acceptance.
Cost-effective payments
Businesses that enable Merchant Choice Routing (MCR) save nearly 20% on debit transactions¹, helping to reduce the cost for businesses to accept debit card payments.
Merchant Choice Routing (MCR)
When it comes to accepting debit card payments, eftpos provides choice through Merchant Choice Routing (otherwise known as Least-cost Routing), and helps businesses save through competitive interchange rates and scheme fees.
Small business pricing
eftpos is committed to supporting Australian small businesses, with tailored pricing to help them manage costs more effectively.
Partnering across the ecosystem
eftpos collaborates with partners across the payments ecosystem to deliver more value, widespread acceptance, and cost-efficient payment solutions for businesses in Australia.
More choice for your business
Whether in-store, online, or on-the-go, eftpos can help businesses of all sizes accept payments seamlessly and securely.
Contactless card payments
Many debit cards in Australia are multi-network debit (MND) cards, and can be used to make contactless payments through eftpos, or an international card network. When a customer uses a MND card at an MCR-enabled business, the transaction can be processed on the merchant's preferred network.
Accept payments anywhere
eftpos offers Tap to Pay on mobile, enabling merchants to easily and securely accept contactless payments from debit cards, and digital wallets via an iPhone or Android device. That means there's no need for additional hardware or payment terminals.
Ecommerce and card-not-present payments
eftpos supports ecommerce and card-not-present (CNP) payments that are made remotely without tapping or processing a physical card via a card reader or terminal (and without entering a PIN manually). Common CNP payments include payments made online, over the phone, or recurring payments where a card is stored on file.
eftpos Click to Pay
In a world-first for online debit card payments, eftpos Click to Pay is soon launching with integrated MCR. eftpos Click to Pay is an online checkout experience that allows consumers to make fast, convenient and secure purchases with no need to manually enter card details.
Empowering small businesses for success
Small businesses are the backbone of the Australian economy. By offering cost-effective payment solutions and widespread acceptance channels, eftpos empowers small businesses to focus on growth and customer satisfaction while reducing operating expenses.
Pricing to support small businesses
From 1 December 2024, eligible small businesses will benefit from reduced interchange fees:
- 2 cents for all card-present transactions, including payments made via mobile wallets.
- 3 cents for online card-not-present transactions.
This tailored pricing ensures small businesses can manage costs more effectively, regardless of how customers choose to pay.
Contact your banking partner, or payment service provider to learn how you can benefit from eftpos’ tailored pricing.
Jump to
eftpos for businesses
eftpos is suitable for businesses of all sizes. Explore how eftpos can work for you.
Pricing and fees
Find out more about interchange fees, their purpose and rates.
Frequently asked questions
Check out our FAQs for common questions asked by businesses and consumers.
eftpos brand portal
Explore our eftpos brand guidelines and marketing material to help deliver a consistent brand experience.
Latest eftpos
updates
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