We’re shaping world-class payment systems for Australia
Secure. Resilient. Ready for tomorrow.
AP+ operates domestic payments and identity infrastructure
We connect 150 banks, financial institutions, retailers, businesses, government agencies and fintechs to make it possible for everyone in Australia to pay, get paid, and prove their identity every day.
eftpos
Australia's debit card network
NPP
Fast payments infrastructure
BPAY
Secure bill payments
Osko
24/7 bank transfers
PayID
Simple, secure payments
PayTo
Pay from your bank account
Confirmation of Payee
Verify payment details
ConnectID
Secure identity verification
We’re here for Australia
AP+ is shaping world-class payment systems for Australia – secure, resilient and ready for tomorrow.
We’re here to ensure the ongoing sustainability of the payments systems, drive greater trust in the digital economy, and encourage and enable innovation in the ecosystem.
AP+ data as of February 2026.
*The Effect of Least-cost Routing on Merchant Payment Costs
6.13bn
transactions processed in 2025
150
partner institutions
1 in 3
A2A transactions processed via the NPP
6.4bn
transactions processed through BPAY in 25 years
20%
savings for businesses enabled with eftpos MCR*
AP+ data as of February 2026.
*The Effect of Least-cost Routing on Merchant Payment Costs
Feature | Payday super
Payday super is coming
The move to faster, more efficient superannuation payments is underway, with payday super legislation taking effect in July 2026.
Real-time payments via the NPP help make this possible, supporting funds, employers and workers with fast, secure, data-rich contributions.
Feature | It's the eftpos way
Helping lower costs for Australian businesses
eftpos is Australia’s local debit card network, available on over 70 million debit cards and digital wallets in Australia.
For over 40 years, eftpos has been committed to keeping payments secure, reliable and affordable - to support better outcomes for businesses and consumers.
Latest news
and updates
AP+ welcomes the RBA's Risk Assessment Update on the Decommissioning of the Bulk Electronic Clearing System
Australian Payments Plus (AP+) has welcomed the Reserve Bank of Australia’s annual update on its 2025 Risk Assessment into the decommissioning of (read the article AP+ welcomes the RBA’s Risk Assessment Update on the Decommissioning of the Bulk Electronic Clearing System)
10 March 2026
Banks hit major milestones as scam-fighting technology stops thousands of risky transfers
Australians have now used Confirmation of Payee over 100 million times since the service was launched in July 2025, marking a major milestone in (read the article Banks hit major milestones as scam-fighting technology stops thousands of risky transfers)
10 March 2026
Guide to real-time superannuation payments
Superannuation is one of Australia’s most significant payment flows, moving billions of dollars each year to support the retirement outcomes (read the article Guide to real-time superannuation payments )
4 March 2026
AP+ Employer Statement on gender pay gap
At AP+, we are committed to building a workplace where inclusion, equity and fairness underpin how we hire, reward and develop our (read the article AP+ Employer Statement on gender pay gap)
27 February 2026
Opening Statement to the House of Representatives Standing Committee on Economics
AP+ CEO Lynn Kraus earlier this week addressed the House Standing Committee on Economics on the future of payments in (read the article Opening Statement to the House of Representatives Standing Committee on Economics )
25 February 2026
Account-to-Account Payments Roundtable
The Account-to-Account Payments Roundtable is a series of roundtables being held between AusPayNet, AP+, the RBA and Commonwealth Treasury. These (read the article Account-to-Account Payments Roundtable )
11 February 2026
AP+ Roadmap
The AP+ Roadmap provides our members and the broader industry with a clear view of our product and infrastructure priorities. Key updates to the AP+ Roadmap since we last published include: Confirmation of (read the article AP+ Roadmap )
22 December 2025
NPP adoption climbs as Australia shifts to real-time payments
Australia’s payments system is transforming as consumers, businesses and government agencies increasingly move to real-time, data-rich digital payments. The Government’s (read the article NPP adoption climbs as Australia shifts to real-time payments )
16 December 2025
The shift to payday super – why early preparation pays off
With payday super set to begin on 1 July 2026, Australian Payments Plus (AP+) recently brought together the ATO and (read the article The shift to payday super – why early preparation pays off)
8 December 2025
Webinar recording: Preparing for payday super with real-time payments
Payday super is coming. From July 2026, employers are required to pay super faster and more frequently. Real-time payments will (read the article Webinar recording: Preparing for payday super with real-time payments )
4 December 2025
An update on the Move to NPP
Real-time payments have become part of everyday life in Australia, with almost $7 billion moving via the NPP each day. (read the article An update on the Move to NPP)
27 November 2025
ConnectID powers privacy-preserving age assurance for Snapchat users
Users of Snapchat are now able to verify that they are over 16 without uploading a passport or driver’s licence, (read the article ConnectID powers privacy-preserving age assurance for Snapchat users )
24 November 2025
AP+ releases findings on NPP capabilities consultation
Australian Payments Plus (AP+) has today shared insights from its public consultation on the capabilities needed to support continued growth (read the article AP+ releases findings on NPP capabilities consultation )
20 November 2025
Consultation feedback highlights priorities for Australia’s future account-to-account payments
Australian Payments Plus (AP+) and Australian Payments Network (AusPayNet) have today released findings from their joint public consultation on the (read the article Consultation feedback highlights priorities for Australia’s future account-to-account payments )
20 November 2025
Payday super to deliver stronger retirement outcomes for Australians
Australian Payments Plus (AP+) has today welcomed the passing of payday super legislation, which will help improve retirement savings for (read the article Payday super to deliver stronger retirement outcomes for Australians )
4 November 2025
Case study: Red Energy modernises bill payments
Electricity and gas provider Red Energy is the first major Australian utility to offer PayTo as a real-time bill payment (read the article Case study: Red Energy modernises bill payments)
29 October 2025
AP+ Payment Service Provider Forum - October 2025 meeting
Australian Payments Plus (AP+) hosted its latest Payment Service Provider (PSP) Forum on 2 October 2025, bringing together a broad (read the article AP+ Payment Service Provider Forum – October 2025 meeting )
21 October 2025
Payday super is coming - are you ready?
Superannuation funds need to be ready for proposed payday super reforms planned to take effect from July 2026. To support (read the article Payday super is coming – are you ready?)
9 October 2025
Case study: Calastone's fund trade settlement overhaul
Calastone, the largest global funds network connecting financial institutions worldwide, is transforming fund settlement by streamlining the traditionally inefficient investment (read the article Case study: Calastone’s fund trade settlement overhaul)
29 September 2025
AP+ End User Forums – June and August 2025
Australian Payments Plus (AP+) hosted a series of End User Forums in June and August 2025 across Sydney and Melbourne, (read the article AP+ End User Forums – June and August 2025)
16 September 2025
AP+ Payment Service Provider Forum - August 2025 meeting
AP+ convened a Payment Service Provider (PSP) Forum in August, with strong participation from across the ecosystem. The discussion focused (read the article AP+ Payment Service Provider Forum – August 2025 meeting )
10 September 2025
AP+ welcomes the passing of the Treasury Laws Amendment (Payments System Modernisation) Act 2025
Australia Payments Plus (AP+) has today welcomed the passing of the Treasury Laws Amendment (Payments System Modernisation) Act 2025. This (read the article AP+ welcomes the passing of the Treasury Laws Amendment (Payments System Modernisation) Act 2025)
4 September 2025
AP+ welcomes findings of Age Assurance Technology Trial
Australian Payments Plus (AP+) has today welcomed the release of the Australian government’s Age Assurance Technology Trial report, which confirms (read the article AP+ welcomes findings of Age Assurance Technology Trial)
2 September 2025
Scams Awareness Week: How AP+ is building scam protection into everyday payments
Australian Payments Plus (AP+) is continuing to step up its efforts to make payments safer, faster, and more secure, by (read the article Scams Awareness Week: How AP+ is building scam protection into everyday payments)
25 August 2025
ATO clears path for real-time super as proposed payday super reforms near
The Australian Taxation Office (ATO) has approved the NPP – Australia’s real-time payments infrastructure – for superannuation payments, removing a (read the article ATO clears path for real-time super as proposed payday super reforms near)
21 August 2025
AP+ whitepaper shows why real-time payments are fast becoming a business essential in Australia
A new whitepaper released shows how Australian businesses are increasingly turning to real-time payments to improve cash flow, elevate customer (read the article AP+ whitepaper shows why real-time payments are fast becoming a business essential in Australia)
21 August 2025
AP+ Whitepaper: Unlocking business opportunities with real-time payments
The way businesses pay and get paid is undergoing a fundamental shift. Real-time payments are enabling fast, always-on transactions and (read the article AP+ Whitepaper: Unlocking business opportunities with real-time payments)
21 August 2025
Webinar: Unlocking business opportunities with real-time payments
Watch how real-time payments are transforming businesses Payments in Australia and around the world are modernising rapidly, transforming how businesses (read the article Webinar: Unlocking business opportunities with real-time payments)
19 August 2025
ACCC grants AusPayNet and AP+ authorisation to collaborate about the future of account-to-account payment infrastructure
Australian Payments Network (AusPayNet), the self-regulatory body for the payments industry, and Australian Payments Plus (AP+), the domestic payments provider, (read the article ACCC grants AusPayNet and AP+ authorisation to collaborate about the future of account-to-account payment infrastructure)
8 August 2025
AP+ selected to participate in RBA’s tokenisation pilot
Australian Payments Plus (AP+) is pleased to announce that it has been selected to participate in the next stage of (read the article AP+ selected to participate in RBA’s tokenisation pilot )
10 July 2025
Case study: Dymocks Education's payment evolution
Australian education provider Dymocks Education is modernising its customer payments, creating a more seamless and secure customer experience and unlocking (read the article Case study: Dymocks Education’s payment evolution)
8 July 2025
Australian banks launch new defence in battle against scammers
Australian banks have today unveiled their latest scam fighting technology, with the launch of Confirmation of Payee – a new (read the article Australian banks launch new defence in battle against scammers)
2 July 2025
AP+ opens second consultation on future NPP capability
Australian Payments Plus (AP+) has opened a consultation to collect feedback from stakeholders and end users of account-to-account payments on (read the article AP+ opens second consultation on future NPP capability )
2 July 2025
AusPayNet and AP+ launch public consultation on the future of account-to-account payments
Australian Payments Network (AusPayNet), the self-regulatory body for the payments industry, and Australian Payments Plus (AP+), the domestic payments provider, (read the article AusPayNet and AP+ launch public consultation on the future of account-to-account payments)
2 July 2025
AP+ appoints J.P. Morgan’s Bianca Bates to its Board
Australian Payments Plus (AP+) is pleased to welcome Bianca Bates, Managing Director and Head of Payments for J.P. Morgan Australia and (read the article AP+ appoints J.P. Morgan’s Bianca Bates to its Board )
19 June 2025
AP+ and G+D to bring eftpos and least-cost routing to Click to Pay
Australian Payments Plus (AP+) is excited to announce that it is partnering with global payment technology leader Giesecke+Devrient (G+D) to (read the article AP+ and G+D to bring eftpos and least-cost routing to Click to Pay)
10 June 2025
Amazon.com.au integrates PayTo at checkout for customers to pay securely from their bank account
Amazon Australia now offers PayTo at checkout, giving customers a seamless way to make a purchase directly from their bank (read the article Amazon.com.au integrates PayTo at checkout for customers to pay securely from their bank account)
3 June 2025
Developing a shared vision for Australia’s payments future
Modernising Australia’s account-to-account payment system was the focus of a recent webinar hosted by Australian Payments Plus (AP+). The webinar (read the article Developing a shared vision for Australia’s payments future )
13 May 2025
AP+ lowers eftpos scheme fees in ongoing commitment to lowering cost of payments
Australian Payments Plus (AP+) has announced a 22% drop in wholesale fees for the domestic eftpos network which took effect (read the article AP+ lowers eftpos scheme fees in ongoing commitment to lowering cost of payments)
8 May 2025
ACCC grants AusPayNet and AP+ interim authorisation to coordinate industry efforts on the future of account-to-account payments
Australian Payments Network (AusPayNet), the self-regulatory body for the payments industry, and Australian Payments Plus (AP+), the domestic payments provider, (read the article ACCC grants AusPayNet and AP+ interim authorisation to coordinate industry efforts on the future of account-to-account payments)
5 May 2025
NPP ready to deliver faster, more efficient superannuation payments
Australia’s real-time payments platform, the NPP, has the capacity, reach and resilience to process superannuation payments. With payday super set (read the article NPP ready to deliver faster, more efficient superannuation payments )
5 May 2025
An update on the initiatives to support the move to NPP
Momentum is building toward the transition to real-time payments and Australia’s payments future. In 2024, 1.6 billion transactions flowed through (read the article An update on the initiatives to support the move to NPP)
30 April 2025
Envisioning the future of payments at Beyond Tomorrow
After the success of last year’s inaugural event, this week, Beyond Tomorrow returned for its second year—bigger, bolder, and sold (read the article Envisioning the future of payments at Beyond Tomorrow)
26 March 2025
From real-time payments to digital identity: AP+ brings back “Beyond Tomorrow” summit
Australia’s payments infrastructure provider Australian Payments Plus is bringing back its Beyond Tomorrow summit for the second year running, to (read the article From real-time payments to digital identity: AP+ brings back “Beyond Tomorrow” summit)
25 March 2025
AP+ welcomes RBA Risk Assessment into planned BECS decommissioning
Australian Payments Plus (AP+) welcomes the risk assessment published this morning by the Reserve Bank of Australia (RBA) into the (read the article AP+ welcomes RBA Risk Assessment into planned BECS decommissioning)
11 March 2025
Faster, more efficient superannuation payments
Webinar recording Superannuation is evolving—bringing greater speed, efficiency, and better outcomes for retirement. In this webinar, AP+ leaders Katrina Stuart (read the article Faster, more efficient superannuation payments)
6 March 2025
AP+ works with Google to offer Least Cost Routing on Google Wallets
Australian Payments Plus (AP+) has worked with Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions (read the article AP+ works with Google to offer Least Cost Routing on Google Wallets)
6 March 2025
AP+ launches three-year charity partnership with Social Ventures Australia
Australian Payments Plus (AP+) has launched a three-year charity partnership with Social Ventures Australia (SVA), a leading social impact organisation (read the article AP+ launches three-year charity partnership with Social Ventures Australia)
5 March 2025
Geoff Summerhayes appointed to chair Move to NPP Steering Committee
AP+ is undertaking a comprehensive program of work to support the movement of payments to the NPP in preparation for (read the article Geoff Summerhayes appointed to chair Move to NPP Steering Committee)
21 February 2025
Telstra streamlines customer identity checks with adoption of ConnectID
Australian Payments Plus (AP+) and Telstra have partnered to offer identity verification via ConnectID® to customers activating selected Telstra mobile (read the article Telstra streamlines customer identity checks with adoption of ConnectID)
31 January 2025
2025 AP+ Roadmap
Following the release of our inaugural product roadmap in 2024, we are pleased to publish our updated 2025 roadmap that (read the article 2025 AP+ Roadmap)
30 January 2025
AP+ update to debit cards with eftpos on mobile wallets
Australian Payments Plus (AP+) has made good progress on its technical update to debit cards on mobile wallets. The update (read the article AP+ update to debit cards with eftpos on mobile wallets )
30 December 2024
eftpos update to some debit cards in mobile wallets
Australian Payments Plus (AP+) is rolling out a technical update to some debit cards on mobile wallets to ensure consumers (read the article eftpos update to some debit cards in mobile wallets)
18 December 2024
Identity in Crisis: Addressing the Gaps for Aboriginal and Torres Strait Islander Peoples
This paper examines the systemic barriers Aboriginal and Torres Strait Islander peoples face in proving their identity and advocates for (read the article Identity in Crisis: Addressing the Gaps for Aboriginal and Torres Strait Islander Peoples)
10 December 2024
The move to NPP: An introduction to Australia's payments future
Webinar recording In today’s fast-paced economy, we all need fast and efficient payments. The NPP is revolutionising the way consumers, businesses and government pay and get paid with solutions (read the article The move to NPP: An introduction to Australia’s payments future)
4 December 2024
AP+ Payment Service Provider Forum November 2024 meeting
AP+ held its final Payment Service Provider (PSP) Forum for the year on 4 November 2024. Chaired by Greg Cooper, (read the article AP+ Payment Service Provider Forum November 2024 meeting )
29 November 2024
The Move to NPP
Welcome to the latest edition of our Move to NPP newsletter. We’re thrilled to have you on board as we (read the article The Move to NPP)
18 November 2024
AP+ End User Forum – shaping the future of payments for Australia
AP+ continually seeks ways to better understand the needs of payment users. Our most recent End User Forum was held (read the article AP+ End User Forum – shaping the future of payments for Australia)
8 November 2024
Rollout of Merchant Choice Routing for mobile devices plus lower eftpos debit charges will lower the cost of payments in Australia
Australian Payments Plus (AP+) is pleased to announce the rollout of Merchant Choice Routing (MCR) on transactions made via mobile (read the article Rollout of Merchant Choice Routing for mobile devices plus lower eftpos debit charges will lower the cost of payments in Australia )
26 September 2024
AP+ Payment Service Provider Forum August 2024 meeting
AP+ held its latest Payment Service Provider (PSP) Forum on 19 August 2024. Chaired by Greg Cooper, independent AP+ director, (read the article AP+ Payment Service Provider Forum August 2024 meeting )
13 September 2024
New Confirmation of Payee service hits important milestone
Australians are now one step closer to having access to another important layer of protection against scammers with the design (read the article New Confirmation of Payee service hits important milestone )
8 August 2024
How Australians can soon take back control of their identity
Renting your first apartment is a rite of passage for young Australians – one that traditionally leads to independence, security (read the article How Australians can soon take back control of their identity )
8 August 2024
An update on the move to NPP
Australia’s payments system is entering a period of unprecedented transformation. Momentum is accelerating for the movement of payments to the (read the article An update on the move to NPP)
31 July 2024
AP+ welcomes J.P. Morgan Payments as eftpos member, joining New Payments Platform, strengthening diversity and furthering competition
Australian Payments Plus (AP+) today announced J.P. Morgan Payments, a part of leading global financial services firm JPMorganChase has joined (read the article AP+ welcomes J.P. Morgan Payments as eftpos member, joining New Payments Platform, strengthening diversity and furthering competition)
25 July 2024
CrowdStrike issue
AP+ central payments systems update Australian Payments Plus (AP+) can confirm that the payments systems for eftpos, BPAY and NPP (read the article CrowdStrike issue )
19 July 2024
Lynn Kraus named Member of the Order of Australia
We are delighted to share that our Chief Executive Officer, Lynn Kraus, has been made a Member of the Order (read the article Lynn Kraus named Member of the Order of Australia )
13 June 2024
Why trust is at the centre of everything Australian Payments Plus does
Trust is the best path to continued growth, an antidote to consumer indifference and a business’ strongest insurance against competitive (read the article Why trust is at the centre of everything Australian Payments Plus does )
12 June 2024
Digital ID laws and budget key to a more secure digital economy
Australian Payments Plus (AP+), at the forefront of Australia’s payments industry and a trusted national solution provider of digital identity (read the article Digital ID laws and budget key to a more secure digital economy)
17 May 2024
PSP forum report
AP+ held its latest Payment Service Provider (PSP) Forum on 15 April 2024. Chaired by Greg Cooper, independent AP+ director, (read the article PSP forum report )
15 April 2024
The AP+ POV – Taking the first steps in our reconciliation journey
By Jason Backhouse - General Manager, Open Payments One of the first conversations we had as AP+ was forming, was about (read the article The AP+ POV – Taking the first steps in our reconciliation journey)
12 April 2024
DIGITAL ID - A step forward for a more secure Digital Economy
Australian Payments Plus (AP+), at the forefront of Australia’s payments industry and a leading providerof digital identity solutions through its (read the article DIGITAL ID – A step forward for a more secure Digital Economy)
28 March 2024
The AP+ POV – Lessons from Beyond Tomorrow
by Lynn Kraus. Well… after a whirlwind of activity, I’m delighted to report that Australian Payments Plus’ inaugural Beyond Tomorrow (read the article The AP+ POV – Lessons from Beyond Tomorrow )
15 March 2024
AP+ Beyond Tomorrow Summit inspires trust in the digital economy
Australian Payments Plus (AP+) is today pleased to report the overwhelming success of its first summit – Beyond Tomorrow: Inspiring (read the article AP+ Beyond Tomorrow Summit inspires trust in the digital economy )
14 March 2024
Digital ID Bill 2023
Opening Statement of Lynn Kraus, CEO of Australian Payments Plus (AP+) made to the Senate Economics Legislation Committee Inquiry into (read the article Digital ID Bill 2023)
13 February 2024
AP+ product roadmap - 2024
AP+ came together in February 2022, bringing BPAY Group, eftpos Australia and NPP Australia into one consolidated entity to shape (read the article AP+ product roadmap – 2024)
24 January 2024
The continued migration of payments from BECS to the NPP
It’s going to be a massive year for the Payments & Schemes team within AP+ with support for migration of (read the article The continued migration of payments from BECS to the NPP)
15 January 2024
Australian Payments Plus’ support for Digital Identity Bill 2023
Privacy. Security. Interoperability. Australian Payments Plus (AP+) today affirmed its support for the Federal Government’s Digital Identity Bill 2023, hailing (read the article Australian Payments Plus’ support for Digital Identity Bill 2023 )
1 December 2023
Development of industry Confirmation of Payee Solution
Australian Payments Plus (AP+) has resolved to work with NPP Participants to deliver a Confirmation of Payee service for payments (read the article Development of industry Confirmation of Payee Solution )
30 November 2023
Beyond Tomorrow 2024
Australian Payments Plus is delighted to announce our inaugural payments and identity summit Beyond Tomorrow, to be held at ICC (read the article Beyond Tomorrow 2024)
8 November 2023
AP+ End User Forum – powering the future of real-time payments in Australia
As AP+ continues its focus on ensuring we better understand the needs of payment users, we held our latest End (read the article AP+ End User Forum – powering the future of real-time payments in Australia )
1 November 2023
More pride. More diversity. More possibilities.
Australian Payments Plus achieves Bronze AWEI Foundation status. Australian Payments Plus (AP+) is delighted to announce that we have been (read the article More pride. More diversity. More possibilities. )
23 October 2023
Australian Payments Plus welcomes the release of BIS CPMI harmonised ISO 20022 data requirements in seeking to achieve more efficient, lower-cost cross-border payments
Australian Payments Plus (AP+), which manages the New Payments Platform, welcomes the publication today by the BIS Committee on Payment (read the article Australian Payments Plus welcomes the release of BIS CPMI harmonised ISO 20022 data requirements in seeking to achieve more efficient, lower-cost cross-border payments)
18 October 2023
Millions of verifications. No document sharing. ConnectID launches secure digital identity network for Australia
Australian Payments Plus (AP+) is proud to announce that ConnectID, its digital identity solution, is now available, marking an important (read the article Millions of verifications. No document sharing. ConnectID launches secure digital identity network for Australia )
16 October 2023
The AP+ POV: The Future of 3rd Party Initiated A2A Payments – Adrian Lovney
There are two Account to Account (A2A) systems in Australia - the Bulk Electronic Clearing System (BECS) and New Payments (read the article The AP+ POV: The Future of 3rd Party Initiated A2A Payments – Adrian Lovney)
1 September 2023
NPP Soundbites
Take a closer look inside fast payments with NPP Soundbites. A podcast where organisations and government departments share their insights (read the article NPP Soundbites)
11 August 2023
Stay scam safe, use PayID
Australian Payments Plus (AP+), Australia’s domestic payments provider has a renewed focus on using PayID and reminding customers of the (read the article Stay scam safe, use PayID )
12 July 2023
AP+ Payment Service Provider Forum July 2023 meeting
AP+ held its latest Payment Service Provider Forum on 10 July 2023. Chaired by Greg Cooper, independent AP+ director, the (read the article AP+ Payment Service Provider Forum July 2023 meeting )
10 July 2023
AP+ Welcomes Worldpay from FIS as eftpos Member to further Australian market activity
Australian Payments Plus (AP+) today announced global financial services technology leader Worldpay from FIS® (NYSE: FIS), has joined Australia’s domestic (read the article AP+ Welcomes Worldpay from FIS as eftpos Member to further Australian market activity)
6 July 2023
PayTo Consumer Awareness Campaign Launches
Australia’s domestic payments provider, Australian Payments Plus (AP+) has embarked on a campaign to lift public awareness of its PayTo (read the article PayTo Consumer Awareness Campaign Launches)
22 June 2023
Australian Payments Plus (AP+) and Beyond Blue partner to improve mental health
Australia’s domestic payments provider, Australian Payments Plus (AP+) will partner with Beyond Blue, to promote workplace mental health and provide (read the article Australian Payments Plus (AP+) and Beyond Blue partner to improve mental health)
13 June 2023
AP+ welcomes the Federal Government’s Strategic Plan for Payments System
Australian Payments Plus (AP+) supports the Government’s Strategic Plan for the Australian Payments System. The plan is critical for driving (read the article AP+ welcomes the Federal Government’s Strategic Plan for Payments System)
8 June 2023
Tap to Pay on iPhone enables merchant choice with eftpos
Australian Payments Plus (AP+ for short) is pleased to announce that Tap to Pay on iPhone will work with the (read the article Tap to Pay on iPhone enables merchant choice with eftpos)
17 May 2023
Australian Payments Plus (AP+) and LAB Group partner with Endeavour Group to deliver digital age verification
Australian Payments Plus (AP+) will partner Australia’s leading drinks and hospitality business Endeavour Group and LAB Group to bring a (read the article Australian Payments Plus (AP+) and LAB Group partner with Endeavour Group to deliver digital age verification)
4 April 2023
AP+ End User Forum – the future of Digital Trust in Australia
AP+ held our latest End User Forum on 30 March 2023. The forum is a gathering of business associations, merchants (read the article AP+ End User Forum – the future of Digital Trust in Australia)
30 March 2023
AP+ and Coles announce strategic partnership on new digital wallet for customers
Beem to develop the first QR payments platform for the leading retailer Today, Australian Payments Plus (AP+) is pleased to (read the article AP+ and Coles announce strategic partnership on new digital wallet for customers)
8 March 2023
AP+ Payment Service Provider Forum
Australian Payments Plus (AP+) yesterday hosted its third Payment Service Provider (PSP) forum. Chaired by AP+ Independent Director, Greg Cooper, (read the article AP+ Payment Service Provider Forum)
15 February 2023
ConnectID continues to tick all the right boxes for data security
Australian Payments Plus’ digital identity solution, ConnectID, is the first non-government operator of a digital identity exchange to successfully achieve (read the article ConnectID continues to tick all the right boxes for data security)
9 January 2023
‘The Day You PayID’d Me’ launches for consumer and small business audiences
Awareness of PayID amongst consumers and small businesses is set to boost with a brand new campaign launching this week. (read the article ‘The Day You PayID’d Me’ launches for consumer and small business audiences)
23 November 2022
NPP Roadmap provides update on the platform’s uptake and capability development
The NPP October 2022 Roadmap has been published. An update on the NPP roadmap is now available providing the latest (read the article NPP Roadmap provides update on the platform’s uptake and capability development)
4 November 2022
Industry Backs AP+ ConnectID for Aussie Digital Identity
ConnectID trials to begin this year and launch expected in 2023 Major Australian banks, ANZ, Commonwealth Bank (CBA), National Australia (read the article Industry Backs AP+ ConnectID for Aussie Digital Identity)
1 September 2022
Fight scammers with PayID
In 2021 Australian businesses and consumers lost $227 million to scammers who pretended to be another person or company – (read the article Fight scammers with PayID)
18 July 2022
PayID fights fraud and mistaken payments
One in four PayID users have stopped or edited a PayID payment, preventing a mistaken payment or money being sent (read the article PayID fights fraud and mistaken payments)
18 July 2022
eftpos online payments & security rollout forges ahead with certification of Australia’s GPayments
Australia’s debit card system, eftpos, is continuing its rollout of secure online payments options at a pace, today announcing the (read the article eftpos online payments & security rollout forges ahead with certification of Australia’s GPayments)
2 July 2022
PayTo commences rolling out for first payment service providers
Australia’s first payment service providers have commenced offering PayTo to their merchant and business customers, as the financial services sector (read the article PayTo commences rolling out for first payment service providers)
30 June 2022
PayTo commences rolling out for first payment service providers
Australia’s first payment service providers have commenced offering PayTo to their merchant and business customers, as the financial services sector (read the article PayTo commences rolling out for first payment service providers)
30 June 2022
PayTo front and centre at Real Time Payments Summit 21/22
The potential of PayTo was on full display at this year’s inaugural Real Time Payments Summit – “More than just (read the article PayTo front and centre at Real Time Payments Summit 21/22)
25 May 2022
Subway® North Sydney and Brisbane City locations serve-up cutting-edge eftpos QR code payments for guests
Two Subway® locations have become the first major Australian quick-service restaurants to serve-up eftpos QR code payments ahead of its (read the article Subway® North Sydney and Brisbane City locations serve-up cutting-edge eftpos QR code payments for guests)
18 May 2022
eInvoicing gathers momentum
NPP is pleased to see eInvoicing gathering momentum in Australia. Treasury’s recent consultation on the business adoption of eInvoicing also (read the article eInvoicing gathers momentum)
13 April 2022
Paypa Plane to connect directly to the NPP
Paypa Plane to connect directly to the NPP as preparations for PayTo continue NPP Australia is pleased to confirm that (read the article Paypa Plane to connect directly to the NPP)
14 March 2022
eftpos online payments & security rollout forges ahead with certification of Australia’s GPayments
Australia’s debit card system, eftpos, is continuing its rollout of secure online payments options at a pace, today announcing the (read the article eftpos online payments & security rollout forges ahead with certification of Australia’s GPayments)
7 February 2022
Christmas in a time of COVID: data from payments app Beem It reveals Australians are toasting a Healthy New Year
From gift-giving to Christmas lunch, Beem It transactions reveal a more conscious festive season. The days of Christmas and New (read the article Christmas in a time of COVID: data from payments app Beem It reveals Australians are toasting a Healthy New Year)
7 February 2022
Instant payments from the Bank of Mum or Dad
The teens are back at school. Ah, the serenity… But then the phone rings and you hear a familiar voice. (read the article Instant payments from the Bank of Mum or Dad)
1 February 2022
PayID is a COVID safe way to receive a payment
Do you need someone to pay you, but not keen on touching cash at the moment? With PayID you can stay COVID safe (read the article PayID is a COVID safe way to receive a payment)
24 January 2022
Australian Payments Plus appoints inaugural CEO
Lynn Kraus appointed to lead the merged group of BPAY, eftpos and NPPA Australian Payments Plus is pleased to announce (read the article Australian Payments Plus appoints inaugural CEO)
22 December 2021
Fat thumbs be gone! Say goodbye to mistakes with PayID
BSB and account numbers play an important role in our banking system, providing information needed to pay money into an account. But remembering all those numbers and (read the article Fat thumbs be gone! Say goodbye to mistakes with PayID)
15 December 2021
Australian Payments Plus to appoint Greg Cooper and John Murphy as independent directors
Australian Payments Plus (AP+) is delighted to announce that Greg Cooper and John Murphy will be appointed as independent directors. (read the article Australian Payments Plus to appoint Greg Cooper and John Murphy as independent directors)
14 December 2021
‘Tis the season to split the bill with PayID!
Breaking notes, counting coins, or waiting for an irritated waiter to pass around a pos machine can kill the vibe of a great night out. If the (read the article ‘Tis the season to split the bill with PayID!)
9 December 2021
Buying a present for the best teacher in the world?
Use PayID and collect money quickly, without mistakes. A class collection is a great way to give your teacher an extra special gift. But organising one can be (read the article Buying a present for the best teacher in the world?)
1 December 2021
Cubbi uses PayID for instant rent payments and to fight fraud
Michael Gilbert, Co-founder and Co-CEO of Cubbi, says PayID plays a big part in the online property management platform’s success. “When a renter pays their rent using PayID, it can be (read the article Cubbi uses PayID for instant rent payments and to fight fraud)
30 November 2021
Australian Payments Plus to appoint Naomi Simson as independent director
Australian Payments Plus (AP+) is delighted to announce that Naomi Simson will be appointed as an independent director. Naomi brings (read the article Australian Payments Plus to appoint Naomi Simson as independent director)
24 November 2021
NPP virtual update 12 October 2021 – replay now available
Replays are now available for the NPP virtual update held on 12 October. Adrian Lovney, CEO, NPP Australia, provided an (read the article NPP virtual update 12 October 2021 – replay now available)
11 November 2021
NPP Roadmap provides PayTo and international payments update
NPP Australia’s six-monthly NPP Roadmap has been published. NPP Australia’s six-monthly NPP Roadmap has been published here. Katrina Stuart, NPP Australia’s (read the article NPP Roadmap provides PayTo and international payments update)
29 October 2021
Zepto the first non-ADI and accredited CDR data recipient to become an NPP ‘Connected Institution’.
Zepto (the Australian fintech previously known as Split Payments) has become the first non-ADI and accredited CDR data recipient approved (read the article Zepto the first non-ADI and accredited CDR data recipient to become an NPP ‘Connected Institution’.)
26 October 2021
Wise Australia becomes latest NPP Participant
Wise Australia – the Australian arm of global technology company Wise – is the latest organisation to become an NPP (read the article Wise Australia becomes latest NPP Participant)
27 September 2021
NPP virtual update scheduled for 10am on 12 October 2021.
Login details have now been sent to registered attendees. If you have registered but did not receive login details, please (read the article NPP virtual update scheduled for 10am on 12 October 2021.)
16 September 2021
ACCC authorises amalgamation of BPAY Group, eftpos and NPP Australia to form Australian Payments Plus
ACCC authorises amalgamation of BPAY Group, eftpos and NPP Australia to form Australian Payments Plus The Industry Committee and Australian (read the article ACCC authorises amalgamation of BPAY Group, eftpos and NPP Australia to form Australian Payments Plus)
9 September 2021
Payments Industry Committee, AP+ welcome ACCC merger approval
The ACCC has authorised the amalgamation of BPAY Group, eftpos and NPPA to form Australian Payments Plus The three entities (read the article Payments Industry Committee, AP+ welcome ACCC merger approval)
9 September 2021
Australian Payments Plus appoints inaugural Chair
Australian Payments Plus (AP+) is delighted to announce Catherine Brenner has been appointed the entity’s inaugural Independent Non Executive Chair. (read the article Australian Payments Plus appoints inaugural Chair)
24 August 2021
Draft undertakings: Statement attributable to Robert Milliner, Industry Committee Chair
We welcome and support the ACCC’s ongoing consultation regarding the proposed merger of BPAY, eftpos and New Payments Platform Australia (read the article Draft undertakings: Statement attributable to Robert Milliner, Industry Committee Chair)
8 August 2021
In Memoriam: Chloe Munro AO, a remarkable independent voice
NPP Australia Limited has acknowledged with deep sympathy the passing of independent director Chloe Munro AO, following illness. Chloe joined (read the article In Memoriam: Chloe Munro AO, a remarkable independent voice)
21 July 2021
Payments Industry Committee responds to ACCC
The Payments Industry Committee (“the Applicants”) has formally responded to the ACCC’s preliminary views regarding the proposed merger of eftpos, (read the article Payments Industry Committee responds to ACCC)
7 July 2021
PayID brings peace of mind for Zara King Photography
Zara King is a photographer for some of Australia’s up and coming models. She also provides photos for corporate and (read the article PayID brings peace of mind for Zara King Photography)
30 June 2021
PayID supports instant and accurate donations
Donations are the lifeblood of many non-profit volunteer groups. PayID provides an instant and reassured way for donors to show (read the article PayID supports instant and accurate donations)
30 June 2021
PayID turbocharges online share trading
Superhero uses PayID to give its online investors the speed they need to ride the fast-paced share market. Superhero is (read the article PayID turbocharges online share trading)
30 June 2021
Pilates Basement pivots online thanks to PayID
Faced with the prospect of Victoria’s prolonged COVID19 lockdown, owner of boutique fitness studio ‘The Pilates Basement’, Casey Bennett, had (read the article Pilates Basement pivots online thanks to PayID)
30 June 2021
PayID sparks growth for candle making side hustle
Setting up a side hustle can be time consuming and daunting, especially if it takes off quickly. But as Melissa (read the article PayID sparks growth for candle making side hustle)
30 June 2021
PayID a game changer for Carly’s Coffee Couriers
Carly’s Coffee Couriers was one of the first businesses to advertise PayID as a payment method soon after it launched (read the article PayID a game changer for Carly’s Coffee Couriers)
30 June 2021
Real Time Payments Summit 2021/22 rescheduled to 3 May 2022
Get your early bird tickets for NPP Australia's inaugural Real Time Payments Summit Join NPPA as we bring together an (read the article Real Time Payments Summit 2021/22 rescheduled to 3 May 2022)
2 June 2021
Updated NPP Roadmap presents ‘PayTo’
Latest NPP Roadmap presents name of Mandated Payments Service Every six months, the NPP Roadmap provides an updated overview of (read the article Updated NPP Roadmap presents ‘PayTo’)
30 April 2021
ACCC approval sought for BPAY Group, eftpos and NPPA to amalgamate
To create a more efficient and agile Australian payments group to deliver new payments innovations faster for the benefit of (read the article ACCC approval sought for BPAY Group, eftpos and NPPA to amalgamate)
23 March 2021
Review of the Australian Payments System
NPP Australia's submission to Treasury’s Review of the Australian Payments System. NPP Australia has provided a submission to Treasury’s Review of (read the article Review of the Australian Payments System)
9 February 2021
eInvoicing and the NPP
Combining NPP functionality with eInvoicing enables seamless ‘procure to pay’ The digital exchange of invoices between a supplier and buyer’s (read the article eInvoicing and the NPP)
2 February 2021
eftpos, BPAY Group and NPPA propose to amalgamate for thebenefit of Australian consumers and businesses
eftpos, BPAY Group and NPPA to be preserved as distinct operations under a single Board with a shared roadmap for (read the article eftpos, BPAY Group and NPPA propose to amalgamate for thebenefit of Australian consumers and businesses)
15 December 2020
Latest NPP roadmap provides international payments update
The most recent version of the NPP Roadmap is now available Every six months, NPP Australia updates and publishes its (read the article Latest NPP roadmap provides international payments update)
2 November 2020
Five million PayIDs registered in Australia
Five million PayIDs have now been registered by Australian consumers and businesses looking for a simple and cashless way to (read the article Five million PayIDs registered in Australia)
24 July 2020
Efficient, simpler, stronger payments infrastructure for Australia
The RBA’s Review of Retail Payments Regulation (published 29 November 2019) invited views about whether any changes or consolidation of (read the article Efficient, simpler, stronger payments infrastructure for Australia)
4 June 2020
Inquiry into Future Directions for the Consumer Data Right
The NPP Mandated Payments Service (MPS) will support ‘write’ access for third party payment initiation for real-time, account-to-account payments. NPP (read the article Inquiry into Future Directions for the Consumer Data Right)
21 May 2020
Small businesses replace cash with PayID during COVID-19 crisis
As businesses battle the challenges presented by the COVID-19 crisis, more are advertising PayID as a payment alternative to cash, (read the article Small businesses replace cash with PayID during COVID-19 crisis)
11 May 2020
NPP Mandated Payments Service – enabling third party payment initiation
NPP Australia has been working extensively with the industry to develop the Mandated Payments Service (MPS), as outlined in the (read the article NPP Mandated Payments Service – enabling third party payment initiation)
7 May 2020
Update on the NPP Roadmap
NPP Australia is committed to extending and enhancing the capability of the NPP to meet the needs of participating financial (read the article Update on the NPP Roadmap)
30 April 2020
eInvoicing and the NPP
With more than one billion invoices generated in Australia every year, eInvoicing presents a significant opportunity for the Australian economy (read the article eInvoicing and the NPP)
21 February 2020
Opening statement: Senate Select Committee on Financial Technology and Regulatory Technology
NPP Australia’s opening statement to the Senate Select Committee on Financial Technology and Regulatory Technology Today NPP Australia participated in (read the article Opening statement: Senate Select Committee on Financial Technology and Regulatory Technology)
20 February 2020
NPP Australia Appoints Third Independent Director
NPP Australia’s (NPPA) shareholders have voted to appoint Elizabeth Hallett as the entity’s third independent director at an Extraordinary General (read the article NPP Australia Appoints Third Independent Director)
13 February 2020
NPP Requirements for Cross-Border Payments
The NPP Regulations define the conditions for sending cross-border payments to payees via the NPP, including identifying them as cross-border (read the article NPP Requirements for Cross-Border Payments)
10 February 2020
Fintech Select Senate Committee submission explains NPP’s ‘open’ approach
NPP Australia (NPPA) recently responded to the Senate Select Committee on Financial Technology and Regulatory Technology On the eve of (read the article Fintech Select Senate Committee submission explains NPP’s ‘open’ approach)
21 January 2020
NPP API Framework v3.0
A new version of the NPP API Framework including additional sample APIs are now available here. This latest version incorporates sample (read the article NPP API Framework v3.0)
2 December 2019
Updated response to the RBA’s NPP Functionality and Access Consultation
An updated response to the RBA’s Conclusion Paper regarding NPP Functionality and Access is now available. In July 2019, NPP (read the article Updated response to the RBA’s NPP Functionality and Access Consultation)
31 October 2019
Media release: Roadmap details ongoing plans to extend and enhance the NPP
NPP Australia (NPPA) has today published details of its ongoing investment in the NPP, to extend and enhance the capability (read the article Media release: Roadmap details ongoing plans to extend and enhance the NPP)
28 October 2019
Becoming an Overlay Service Provider
One of the ways that an organisation may choose to interact with the platform is by becoming an Overlay Service (read the article Becoming an Overlay Service Provider)
8 October 2019
Mechanisms in place to protect PayID from the risk of cyberattacks and data breaches
An article written by an academic has appeared on multiple media platforms last week implying that NPP Australia does not (read the article Mechanisms in place to protect PayID from the risk of cyberattacks and data breaches)
20 September 2019
Uplifting cybersecurity controls
The New Payments Platform operates with security and fraud front of mind, which is why our regulations require NPP participants (read the article Uplifting cybersecurity controls)
20 August 2019
NPP Australia’s response to the RBA’s NPP Functionality and Access Consultation: Conclusions Paper
Response to the RBA’s NPP Functionality and Access Consultation: Conclusions Paper In June 2019, the Reserve Bank of Australia (RBA) (read the article NPP Australia’s response to the RBA’s NPP Functionality and Access Consultation: Conclusions Paper)
30 July 2019
Real-Time Payments 2.0
The next generation of real-time payments: An international scan Real-Time Payments 2.0 is a white-paper that explores key trends and opportunities in global (read the article Real-Time Payments 2.0)
2 July 2019
Statement: RBA NPP Functionality and Access Consultation, Conclusions Paper
NPP Australia welcomes the RBA’s Conclusions Paper into NPP Functionality and Access Consultation in line with our shared commitment to (read the article Statement: RBA NPP Functionality and Access Consultation, Conclusions Paper)
13 June 2019
NPP QR Code Standard gives innovators access to the benefits of real-time data-rich payments
NPP Australia has released a standardised QR code specification for the New Payments Platform (NPP), in line with its ambition (read the article NPP QR Code Standard gives innovators access to the benefits of real-time data-rich payments)
3 June 2019
NPP API Framework v2.0
A new version of the NPP API Framework, initially launched in September 2018, is now available. NPP Australia’s General Manager of (read the article NPP API Framework v2.0)
22 May 2019
Stone & Chalk Masterclass: New Payments Platform and future capabilities
NPP Australia and Stone & Chalk partnered during the month of May to bring a masterclass on the New Payments (read the article Stone & Chalk Masterclass: New Payments Platform and future capabilities)
21 May 2019
The New Payments Platform – one year on
Following a successful go-live in November 2017, the New Payments Platform (NPP) was opened to the Australian public on 13 (read the article The New Payments Platform – one year on)
19 February 2019
Development of NPP ISO 20022 message usage for Payroll, PAYG Tax and Superannuation Payments – Market Consultation
NPP Australia is seeking input from interested stakeholders on the development of NPP ISO 20022 message usage guidelines for payroll, (read the article Development of NPP ISO 20022 message usage for Payroll, PAYG Tax and Superannuation Payments – Market Consultation)
4 February 2019
NPP Australia appoints new Chair Bob McKinnon
New Payments Platform Australia (NPPA) Board has appointed Bob McKinnon as the company’s new independent Chair. His appointment is the (read the article NPP Australia appoints new Chair Bob McKinnon)
31 January 2019
Inquiry into Future Directions for the Consumer Data Right
Supporting third party payment initiation on the NPP. The Treasurer yesterday announced an Inquiry into Future Directions for the Consumer (read the article Inquiry into Future Directions for the Consumer Data Right)
23 January 2019
NPP Australia’s response to the RBA’s NPP Functionality and Access Consultation
This paper is NPP Australia Limited’s submission in response to the RBA’s consultation on the New Payments Platform functionality and (read the article NPP Australia’s response to the RBA’s NPP Functionality and Access Consultation)
3 December 2018
SWIFT and NPP Australia launch sandbox for testing APIs
SWIFT, in its role as a leading technology company in the financial sector, in conjunction with NPP Australia - the (read the article SWIFT and NPP Australia launch sandbox for testing APIs)
17 October 2018
Five pathways to the New Payments Platform
The New Payments Platform brings important payments capabilities to Australia. It’s a platform that offers speed, data capabilities and simpler (read the article Five pathways to the New Payments Platform)
20 September 2018
New Payments Platform API Framework opens door to capabilities
A new API Framework has been released by NPP Australia that will help enable a wide range oforganisations to develop (read the article New Payments Platform API Framework opens door to capabilities)
18 September 2018
You don’t need to be ‘on’ the New Payments Platform to innovate
CEO of New Payments Platform says organisations are wrong to assume they must connect directly to the new real-time payments (read the article You don’t need to be ‘on’ the New Payments Platform to innovate)
27 August 2018
NPP Australia’s response to the Productivity Commission’s Report on Competition in Financial Services
The NPP moves account holders’ money in real-time and according to the Productivity Commission, may be expected, at some point (read the article NPP Australia’s response to the Productivity Commission’s Report on Competition in Financial Services)
3 August 2018
NPP Australia’s submission to ASX Chess Replacement Consultation
This paper is NPP Australia Limited’s submission in response to the ASX’s consultation paper “CHESS Replacement Scope and Implementation Plan” (read the article NPP Australia’s submission to ASX Chess Replacement Consultation)
22 June 2018
New Payments Platform awarded Business Service Markets Award
The New Payments Platform (NPP) has been recognised at the New South Wales 2018 State iAwards– one of Australia’s premier (read the article New Payments Platform awarded Business Service Markets Award)
18 June 2018
NPP Australia and KPMG have cowritten a whitepaper about the industry approach to minimising real-time payments fraud
The New Payments Platform (NPP) is new, world-leading domestic payments infrastructure that enables connected Australian financial institutions to offer their (read the article NPP Australia and KPMG have cowritten a whitepaper about the industry approach to minimising real-time payments fraud)
18 May 2018
The 2018/19 Federal Budget and the NPP
What does the 2018-19 Federal Budget mean for the NPP? This week’s 2018-19 Federal Budget unveiled plans to invest more (read the article The 2018/19 Federal Budget and the NPP)
10 May 2018
Exploring RegTech Possibilities
#COLLABNPP May-July 2018 NPP Australia is interested in collaborating with RegTech organisations to explore potential opportunities for developing innovative compliance (read the article Exploring RegTech Possibilities)
4 May 2018
New Payments Platform: balancing system integrity and access
Recently the New Payments Platform (NPP) opened to the public. As well as enabling customers of different banks to make (read the article New Payments Platform: balancing system integrity and access)
6 March 2018
PayID and privacy
PayID is an optional new payment addressing service that enables users to elect somethingeasy to remember - like a phone (read the article PayID and privacy)
17 February 2018
The New Payments Platform launches - Consumer media release
A new payments system has officially launched in Australia today, giving consumers and businesses access to the most modern payments (read the article The New Payments Platform launches – Consumer media release)
13 February 2018
How consumers can protect themselves from scams
The New Payments Platform means people and businesses can pay money instantly into another person’s or a business account 24 (read the article How consumers can protect themselves from scams)
13 February 2018
Chloe Munro joins NPP Australia Board of Directors
The New Payments Platform Australia (NPPA) today announced its shareholders have appointed Chloe Munro AO as an independent Director, after (read the article Chloe Munro joins NPP Australia Board of Directors)
13 February 2018
The New Payments Platform launches - Financial services media release
Payments infrastructure that enables customers with accounts at different banks, building societies and credit unions to make real-time data-rich payments (read the article The New Payments Platform launches – Financial services media release)
13 February 2018
PayID is coming soon - Media release
Australian's can soon forget their BSB and account number, because so many of us already do. From today, a national (read the article PayID is coming soon – Media release)
9 February 2018
AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.
View our Reconciliation Action Plan
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